Personal Checking

Green Checking

  • $50 minimum to open
  • No minimum balance
  • No monthly service fees
  • Earns interest on all balances
  • Free debit card
  • No foreign ATM transaction fees 1
  • Reimburse up to $15.00 per monthly statement cycle for foreign ATM surcharges imposed by other financial institutions or third-party vendors 
  • Free first order of Safety Paper checks 
  • Free Valley Green Bank style checks for customers age 55 or better 
  • 10% discount for LifeLock® Identity Theft Protection 2
  • $750 courtesy overdraft protection limit 3
  • 0.25% loan rate discount with automatic payment from a Valley Green Bank or Univest checking or savings account 4

Gold Checking

  • $100 minimum to open
  • $20,000 daily minimum balance combined in related checking, savings, money market or CD/IRA balances
  • $5.00 monthly fee if balance falls below $20,000
  • Earns interest on all balances
  • Free debit card 
  • Surcharge free ATMs in Allpoint Network 1
  • Free first order of Safety Paper checks
  • Free Valley Green Bank style checks for customers age 55 or better
  • $10.00 overdraft forgiveness 5
  • $1,250 courtesy overdraft protection limit 3
  • Free Money Manager sweeps 6
  • 20% discount for LifeLock® Identity Theft Protection 2
  • 0.25% loan rate discount with automatic payment from a Valley Green Bank or Univest checking or savings account 4

All of our checking accounts come with these convenient services:

 

1 This does not include surcharges imposed from other financial institutions or third-party vendors.
2 In order to qualify for this offer, you must have a Univest or Valley Green Bank checking account. An email address is required to enroll in LifeLock Ultimate®. May not be combined with any other offer. Offer subject to change without notice. Offer is not available on business checking accounts. Account is subject to approval. A 1099 form may be issued. If your checking account is closed for any reason, your LifeLock® membership may be terminated. You are not required to enroll in LifeLock® to maintain your checking account. Pricing is subject to change. Click here for more information on this offer or to understand your total savings.
Overdraft limits apply to all checking accounts with standard overdraft protection. The standard overdraft protection service provided to all checking accounts covers checks, automatic bill payments, online banking payments and recurring debit card transactions at our discretion regardless of the funds that exist in the account. ATM and debit card transactions are not covered under the standard overdraft protection service and will only be covered if you opt in to this additional coverage. By opting in, you authorize Univest to include coverage of ATM and everyday debit card transactions when there are insufficient funds in your account. You may opt out of this service at any time by contacting your local Univest or Valley Green Bank branch. By opting out, you can still overdraw your account and incur fees through checks, automatic bill payments, online banking payments and recurring debit card transactions. Overdraft limits will be available to all checking accounts in good standing through checks, automatic preauthorized debits and withdrawals at teller windows. Overdraft limits can be applied to ATM and debit card transactions when customers have opted in to having those transactions covered through the overdraft protection service. Although you will be able to access your limit through the ATM your available balance will not include your overdraft limit on your receipt or balance inquiry. Overdraft fees only apply when the overdraft protection service is used. Fees include a $35 per item fee. After 15 consecutive calendar days with a negative balance a notification will be sent to the customer requesting payment and will recommend they contact the bank to discuss and set up a payment plan. If after 30 consecutive calendar days the account has not been brought to a positive balance the customer will be notified that the account will be closed in 10 calendar days.
4 Requires automatic payments from a Univest or Valley Green Bank checking or savings account. Excludes mortgages i.e. first lien loans.
5 If your account is overdrawn by $10 or less after all transactions have been posted for the business day, you will not incur any overdraft item fees for that day.
6 Link your accounts with this overdraft protection service to avoid overdrawing your account. Each sweep will count towards the maximum number of 6 transfers and withdrawals per month from your savings and/or money market account per government requirements
7 Univest does not charge a fee for Mobile Banking; however, connectivity and usage rates may apply. Contact your wireless service provider for more details. Online Banking is required.
 

 

Mt. Airy

7226 Germantown Ave
Philadelphia, PA 19119
(215) 242-3550
Monday - Friday
8 a.m. - 6 p.m.
Saturday
9 a.m. - 1 p.m.

Chestnut Hill

23 W Highland Ave
Philadelphia, PA 19118
(215) 242-1550
Monday - Friday
8 a.m. - 6 p.m.
Saturday
9 a.m. - 1 p.m.

South Philadelphia

1536 S. Broad Street
Philadelphia, PA 19146
(215) 462-2265
Monday - Friday
8:30 a.m. - 5 p.m.
Saturday
9 a.m. - noon

Radnor

(Commercial Loan Office only)
100 Matsonford Rd #312
3 Radnor Corporate Center
Radnor, PA 19087
(610) 995-2265
Monday - Friday
8:30 a.m. - 5 p.m.

Center City

(Commercial Loan Office only)
2000 Market St Suite 700
Philadelphia, PA 19103
(215) 569-2265
By Appointment

FDIC Notice: Transaction Account Guarantee Program For complete information about FDIC Deposit Insurance Limits click here

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