Personal Savings

Statement Savings 1

  • $1.00 minimum to open
  • $100 daily minimum balance
  • $2.50 monthly service fee if balance falls below $100
  • Earns interest with balances over $100
  • Unlimited withdrawals and deposits at Valley Green Bank or Univest branches
  • Optional ATM card

Gold Money Market 1

  • $1.00 minimum to open 
  • $1,000 daily minimum balance
  • $10.00 monthly fee if balance falls below $1,000
  • Unlimited withdrawals and deposits at Valley Green Bank or Univest branches
  • Tiered interest rates
    • $0 – $24,999.99
    • $25,000 – $39,999.99
    • $40,000 – or more

Youth Savings 1

  • Available from birth to age 18
  • $1.00 minimum to open
  • No minimum balance
  • No monthly service fees
  • Earns interest on all balances
  • Unlimited deposits at Valley Green Bank or Univest branches

Certificates of Deposit (CDs)

Retirement Plans

Traditional IRAs

A Traditional IRA can be a very effective vehicle for saving and investing for your retirement.

  • Traditional IRA earnings are tax-deferred.
  • Some or all of the money you add to your IRA may be tax deductible each year (please consult your tax advisor).
  • Contribute up to $5,500 a year ($6,500 if you are age 50 or better).
  • You can withdraw funds from your Traditional IRA without penalty after you reach the age of 59 ½.
  • When you reach the age of 70 ½, you must begin to take minimum required withdrawals or penalties will be imposed.

Roth IRAs

A Roth IRA creates an opportunity to make nondeductible contributions to an account, where the earnings are tax-free and penalty-free if the account is open for five years and you meet any of the following criteria:

  • You are at least 59 ½ years of age.
  • You are purchasing your first home.
  • You become permanently disabled.

With a Roth IRA, you may make annual contributions up to $5,500 if you are under the age of 50 or $6,500 if you are age 50 or better. Unlike a Traditional IRA, you can continue contributions after the age of 70 ½ and there is no requirement to begin making withdrawals at the age of 70 ½.

1 During any money market statement cycle or savings service charge cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third-party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third-party.

You are leaving Valley Green Bank's Web Site

The website you have selected is an external one located on another server. Valley Green Bank has no responsibility for any external website. We neither endorse the information, content, presentation, or accuracy nor make any warranty, express or implied, regarding any external site.

Proceed Cancel

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.

Continue Cancel