Personal Savings

Statement Savings 1

  • $1.00 minimum to open
  • $100 daily minimum balance
  • $2.50 monthly service fee if balance falls below $100
  • Earns interest with balances over $100
  • Unlimited withdrawals and deposits at Valley Green Bank or Univest branches
  • Optional ATM card

Green Money Market 1

  • $1.00 minimum to open 
  • $1,000 daily minimum balance
  • $10.00 monthly fee if balance falls below $1,000
  • Unlimited withdrawals and deposits at Valley Green Bank or Univest branches
  • Tiered interest rates
    • $0 – $24,999.99
    • $25,000 – $39,999.99
    • $40,000 – or more

Youth Savings 1

  • Available from birth to age 18
  • $1.00 minimum to open
  • No minimum balance
  • No monthly service fees
  • Earns interest on all balances
  • Unlimited deposits at Valley Green Bank or Univest branches

Certificates of Deposit (CDs)

Retirement Plans

Traditional IRAs

A Traditional IRA can be a very effective vehicle for saving and investing for your retirement.

  • Traditional IRA earnings are tax-deferred.
  • Some or all of the money you add to your IRA may be tax deductible each year (please consult your tax advisor).
  • Contribute up to $5,500 a year ($6,500 if you are age 50 or better).
  • You can withdraw funds from your Traditional IRA without penalty after you reach the age of 59 ½.
  • When you reach the age of 70 ½, you must begin to take minimum required withdrawals or penalties will be imposed.

Roth IRAs

A Roth IRA creates an opportunity to make nondeductible contributions to an account, where the earnings are tax-free and penalty-free if the account is open for five years and you meet any of the following criteria:

  • You are at least 59 ½ years of age.
  • You are purchasing your first home.
  • You become permanently disabled.

With a Roth IRA, you may make annual contributions up to $5,500 if you are under the age of 50 or $6,500 if you are age 50 or better. Unlike a Traditional IRA, you can continue contributions after the age of 70 ½ and there is no requirement to begin making withdrawals at the age of 70 ½.

1 During any money market statement cycle or savings service charge cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third-party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third-party.

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